Looking for a loan?
When it comes to finding the right home loan for you, there are no end of options.
Every bank has a niche and finding the right bank for you is essential in ensuring that your loan application is approved first time.
Each bank has its own appetite; for different employment types (contract, casual, part time, self employed as a sole trader, company, etc), duration of employment in current role (1 day to 6 months), visa types, other income (family tax, maintenance, rental income etc.), acceptable exit strategies (will you hit retirement during the term of the loan), etc.
Given all the different variables, unless you do a lot of research upfront, there is a good chance that a direct application to a bank will be declined.
Matching your specific circumstances to the right bank and the right loan will help to ensure your loan application is approved swiftly.
Already have a loan?
If you already have a loan, there is a good chance that you are paying more than you need to. A review will cost you nothing.