Do I Need a Pre-Approval to Make an Offer?

Home Loan Pre-Approval: Pros and Cons for Buyers in Australia

If you’re starting your property journey, one of the first steps you’ll hear about is getting a home loan pre-approval. For buyers across Perth and even in other states, pre-approval is often the key to shopping for homes with confidence.

But is it always the right move? Let’s break down the pros and cons of Home Loan pre-approval so you can make an informed decision while house hunting.

Contact your own Mortgage Broker at Strawberry Finance in Hillarys, WA today. Whether you’re a first-home buyer, upgrading, or investing, we’ll help you get pre-approved and set you up for property success.

What Clients Are Saying About Us

      EXCELLENT  
   Based on 175 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   rita lee 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had Shaz who was professional, managed our anxiety, and we were so happy with the results and full approval. Found us a very competitive interest despite the complexities with our case. 10/10 experience.
  
 
      Posted on Google  
   
   Nyange Ngandu Simbi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Many thanks Rob for helping me out, you are just excellent broker. Many thanks.
Theodor
  
 
      Posted on Google  
   
   Anshika Thakur 
 
 
 
 Trustindex verifies that the original source of the review is Google. Honestly, so glad I went with Shaz and Sahil at Strawberry Finance. They were always there whenever I had questions and made sure I understood everything properly. The whole process was much easier than I expected. Thanks heaps, guys, really appreciate all the help!
  
 
      Posted on Google  
   
   Sam Key 
 
 
 
 Trustindex verifies that the original source of the review is Google. I would highly recommend Shaz at strawberry finance.
This is our second time with Strawberry Finance and get got approved in 2 days!

The entire experience was easy and stress free.
Shaz was able to secure a much better rate than previously on and was able to save us alot of money!!
  
 
      Posted on Google  
   
   Hayley Hall 
 
 
 
 Trustindex verifies that the original source of the review is Google. We recently had a particularly complex matter, and the team at Strawberry Finance were fantastic to deal with. They were on top of everything, always approachable, responsive and happy to help, which made a real difference. We genuinely appreciate their support and always enjoy working with the team at Strawberry Finance. Highly recommend
  
 
      Posted on Google  
   
   Sai Phone Myint Oo 
 
 
 
 Trustindex verifies that the original source of the review is Google. As a first home buyer, I’m very grateful for the support I received from Shaz. He has been extremely helpful, professional, and very quick to respond to any questions I had throughout the process.

I would highly recommend Shaz, Sahil and Strawberry Finance Team to anyone looking for a reliable and supportive mortgage broker.
  
 
      Posted on Google  
   
   Kash .. 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience with Sahil, Shaz and Nitin at Strawberry Finance. Sahil was professional and approachable, Shaz was extremely helpful and responsive, and Nitin was also great throughout the process. The whole team made everything smooth and easy to understand and genuinely cared about helping us. Highly recommend Strawberry Finance for anyone looking for a reliable mortgage broker.
  
 
      Posted on Google  
   
   Kate White 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had the best experience working with Sahil and Shaz and I cannot recommend them enough. So reliable, great communication and genuinely went above and beyond for us throughout the entire process.

Nothing ever felt like too much trouble, they were always quick to answer our questions and kept us updated every step of the way.

We felt completely looked after from start to finish and wouldn’t hesitate to work with them again. If you’re looking for brokers who genuinely care about getting the best outcome for you, these are your guys. Thank you so much!
  
 
      Posted on Google  
   
   Deng Aban 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shaz and Sahil made the whole process feel way less stressful than I expected. They were prompt, straightforward, and just got things done. No fluff, no chasing. Felt like I was actually being looked after rather than just processed.
  
 
  
  
 
    Verified by Trustindex  Trustindex verified that these reviews were published on Strawberry Finance - Mortgage Broker Perth's Google Business Profile. Learn more