We help first home buyers understand their true borrowing power and navigate lender policy, grants and the entire approval process with clarity and confidence.
Buying your first home comes with excitement and uncertainty. Borrowing rules, deposit requirements and incentives change across lenders, which creates confusion. We simplify the entire journey by using real lender policy to assess your position and build a loan structure that supports your long-term financial stability.
We calculate your borrowing capacity using actual lender criteria, not generic online tools.
We check all available first home buyer incentives to maximise your benefits.
Your loan is designed to support both your purchase and your financial future.
Your documents and submissions are handled with care to reduce delays and stress.
We don’t just find you a loan; we design a lending strategy that supports your short-term plans and long-term wealth. Experience the difference of working with a broker who puts structure first.
We calculate borrowing power using real lender policy, not generic online calculators, for results you can trust.
From pre-approval to settlement, we manage the entire process, including paperwork and bank follow-ups.
Every client is unique. We structure your loan to match your specific income, deposit, and future financial plans.
We are specialising for the complex scenarios, from self-employed income to non-conforming lending.
We break the journey into simple, structured stages so you always know what is happening, why it matters and what comes next.
We calculate your borrowing power using real lender policy, confirm your deposit requirements and check every grant or scheme you may be eligible for.
We outline the best loan structure for your goals and shortlist lenders whose policies match your situation. No generic calculators. No guesswork.
Your documents are packaged correctly from the start. We handle assessors, follow-ups and all lender communication so your approval moves quickly and cleanly.
We coordinate valuations, settlement requirements and professional partners. After you move in, we continue reviewing your loan every year to keep your structure strong and interests sharp.
Lenders
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End to End Support
Buying your first home brings up a lot of questions. From deposit sizes to government grants, the rules can be confusing depending on which lender you speak to.
We believe in total transparency. Here are the answers to the questions we hear most often from first-time buyers in Perth to help you move forward with clarity.
Online calculators generally use a “one-size-fits-all” formula that can often be inaccurate. At Strawberry Finance, we assess your borrowing capacity using real lender policies and actual credit criteria. This means the figure we give you is a realistic reflection of what banks are likely to approve, giving you the confidence to make offers without the fear of finance falling through.
Absolutely. State and Federal incentives—such as the First Home Owner Grant (FHOG) or the First Home Guarantee Scheme—can be complex and subject to change. Part of our “Assess Your Position” stage involves reviewing your specific eligibility for every available grant and scheme to ensure you maximise your benefits and potentially reduce the deposit size required.
While a 20% deposit is standard to avoid Lenders Mortgage Insurance (LMI), many first home buyers can enter the market with significantly less—sometimes as little as 5%—depending on their income and eligibility for government guarantees. We structure your loan tailored to your specific deposit level to find the most cost-effective path to homeownership for you.
Yes, we provide end-to-end support. From packaging your initial application correctly to handling lender queries, valuations, and settlement requirements, we manage the entire administrative burden. Our goal is to make the journey from application to getting your keys as smooth and stress-free as possible.
Our specialists are ready to assist you with immediate support and accurate guidance for every service requirement.
32 Endeavour Road, Hillarys WA 6025
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