Perth Suburbs for First Home Buyers 2026

The WA FHOG of $10,000 applies to new homes (newly built, or substantially renovated properties meeting ATO criteria) valued under $750,000 in WA. Virtually all suburbs listed in this guide qualify for new builds under $750,000. The key requirement is that the property must be genuinely new – not an established home resale. House and land packages in Perth’s outer growth corridors are typically FHOG-eligible, subject to meeting the new construction and value thresholds. Confirm eligibility with the WA State Revenue Office or with your broker.

Keystart is available statewide in WA for properties valued up to $800,000 for metropolitan Perth (and higher caps for regional WA). All suburbs listed in this guide fall within Perth metropolitan boundaries and under the $800,000 cap. The primary eligibility filter is income ($148,000 singles, $218,000 couples/families as at December 2024) rather than location. Check current Keystart income limits at the time of application as these may be adjusted.

Yes – house and land packages in Perth outer suburbs are one of the most common ways first home buyers access both Keystart and the FHOG simultaneously. The land component must be settled first (funded by Keystart), then the build contract commences. The FHOG is paid at the frame stage by the builder. Your conveyancer coordinates the timing. A mortgage broker experienced in Keystart and new build finance is important to ensure the settlement and build contract timing aligns with Keystart’s requirements.

Buying in an outer Perth suburb gives you a property asset that grows in value – METRONET-linked suburbs are growing at 8%–11% annually. That equity growth accelerates your ability to upgrade in 5–7 years. When you sell the outer suburb property (your principal place of residence), the capital gain is exempt from CGT. The equity from that sale becomes your deposit for the next purchase. Far from limiting your upgrade pathway, buying affordably in a growth corridor is often the fastest route to owning the home you ultimately want.