Mortgage Anxiety is Real

Let’s cut through the noise: buying your first home is a big deal. It’s one of the most significant financial decisions you’ll make in your life, if not the most.

Add to that the financial responsibility, decades-long time commitment, a fierce property market and emotional commitment to the process, it’s no wonder the median age of first-time homebuyers has risen significantly in recent years.

Australians Are Hesitant to Buy

A recent PropTrack survey last year revealed that many Australians have delayed their first home buying plans, citing the high cost of living, expensive house prices and an uncertain economy as reasons not to enter the market, with only 20% of first home buyers considering it a good time to buy.

With Australians waiting longer and paying more, it’s understandable that first-home buyers feel hesitant to buy a home. Many young Australians believe the great Australian dream of home ownership is slipping out of reach

The good news is the dream of home ownership is still alive and well, it just takes more planning, resilience and confidence. Here’s how you can overcome the first-home buyer anxiety, and take the first steps toward homeownership.

What You Can Do:

1. Start Saving Early

If you’re still dreaming of buying your first home, but don’t think it’s feasible right now, it may be a good time to get a leg up.

Start putting money towards a deposit whenever possible. Even small, regular contributions to your savings can gradually build towards your home loan deposit.

Even if you’re not planning to buy for a year or even longer, get in touch with us. We can help explore reasonable loan options to suit your circumstances, create a savings plan and notify you on how much you’ll need to save over some time. Just by taking this step, the home buying journey can become less stressful and more achievable.

2. Take Advantage of Government Grants & Incentives

You’re not in this alone—both national and state governments offer grants and concessions to help first home buyers. These include:

Government incentives can significantly reduce upfront costs, making homeownership more accessible than you might think. Since schemes vary by state.

3. Talk to Others

Fear often comes from the unknown, and the homebuying process can feel intimidating if you don’t know where to start. Educate yourself and understand your options to gain confidence. If you have friends who have gone through the homebuying process, chat with them about the steps they’ve taken, how they’ve saved and how they feel on the other end of it.

Be sure to get expert advice. Mortgage brokers have the knowledge and experience to ease your concerns, explain available benefits, and help you develop a solid homebuying plan. Once you’re ready to take the leap, they’ll guide you through every step—securing pre-approval, negotiating with lenders, and supporting you through settlement and beyond.

A journey of a thousand miles begins with a single step—and your homeownership journey starts with a conversation. Whether you need help saving, exploring loan options, or navigating government incentives, I’m here to guide you every step of the way.

Contact Strawberry Finance in Hillarys, WA, today. Whether you’re a first-home buyer, upgrading, or investing, we’ll help you get pre-approved and set you up for property success.

What Clients Are Saying About Us

      EXCELLENT  
   Based on 159 reviews 
    
 
 
 
   
 
 
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   Atin Kumarsapra 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience with Strawberry Finance for our bridging loan. Shaz and Sahil made the process quick, clear and hassle-free. Really appreciate their support and would happily recommend them!
  
 
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   Walter Vargas 
 
 
 
 Trustindex verifies that the original source of the review is Google. Exceptional service, the whole process was fast, completely transparent and with the best outcome possible. Very happy customer!
  
 
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   Tharusha Dilun 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a fantastic experience with Strawberry Finance for our bridging finance. Shaz and Sahil were knowledgeable, efficient and made the entire process easy to navigate. They were always on top of everything, kept us informed and provided excellent support from start to finish. We’re very happy with the outcome and would definitely recommend Strawberry Finance to anyone needing finance.
  
 
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   Lucia May 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great customer service from the team at Strawberry Finance. We were matched with a far better mortgage rate and the whole process of refinancing was smooth and easy to navigate all the necessary paperwork.
  
 
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   Steven Johnston 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Strawberry Finance. Their team supported me every step of the way—from exploring the best lending options through to a smooth and stress-free settlement. Professional, responsive, and genuinely committed to achieving the best outcome.
  
 
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   Toby Rushton 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t recommend Sahil and Shaz from Strawberry Finance enough! ⭐️ We had such an amazing and completely stress-free experience working with them. We had spoken to around 10 different brokers before, and unfortunately, they all said no. When I came back to Sahil and Shaz, I immediately knew they were the right fit for us. From the very beginning, their knowledge, professionalism and confidence really stood out. I felt like we were in safe hands, and they genuinely took the time to understand our situation and guide us through everything. Thank you so much, Sahil and Shaz, for making what could have been a stressful process feel so easy and smooth. We’re so grateful for all your help and would absolutely recommend you to anyone looking for the right people to work with!
  
 
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   Harry 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had an excellent experience with Sahil and Shaz at Strawberry Finance. They were friendly, professional, and incredibly easy to deal with throughout the entire process. What I appreciated most was how genuine and transparent they were. Everything was explained clearly, communication was great, and I always felt like I was in good hands. They made the whole experience feel straightforward and stress-free. Sahil and Shaz genuinely care about their clients and go the extra mile to make sure everything is handled properly. I wouldn’t hesitate to recommend Strawberry Finance to anyone looking for knowledgeable and trustworthy mortgage brokers. ⭐️
  
 
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   De Kent 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sahil and Shaz are fantastic to work with, and have made the process of buying a house as streamlined and stress-free as possible. We definitely recommend using them.
  
 
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   Luca Scutella 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shaz and Sahil at Strawberry Finance made buying our investment property an easy and stress-free experience. They found us a great loan with a fantastic rate, kept us informed throughout the process, and were always available to answer our questions. Their service was professional, efficient, and exceeded our expectations. We highly recommend Strawberry Finance to anyone looking for a mortgage broker.
  
 
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   Jayden 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had an outstanding experience with Strawberry Finance. Shaz and Sahil were incredibly professional, knowledgeable, and supportive throughout the entire process. They helped us secure bridging finance and made what we expected to be a stressful process feel surprisingly smooth and straightforward. They kept us informed every step of the way, answered all our questions promptly, and worked hard to find the right solution for our situation. Thanks to their guidance, we were able to upgrade to our new home without needing to sell our existing one first, which made a huge difference for our family. We genuinely appreciate all the effort Shaz and Sahil put in and would highly recommend Strawberry Finance to anyone looking for honest, reliable, and expert mortgage advice. Thank you both for making the whole experience so easy!
  
 
  
  
 
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