Why Property Investment is so Popular ?
If owning a home is the great Australian Dream, building wealth through property isn’t far off. While less reliable investment methods propose high risk for high rewards, property investment has historically shown more long-term stability than some other investment types, though all investments carry risk. It’s the investment game that everyday people can enter and are more likely to be rewarded for a longer period.
Do I Need a Pre-Approval to Make an Offer?
If you’re starting your property journey, one of the first steps you’ll hear about is getting a home loan pre-approval. For buyers across Perth and even in other states, pre-approval is often the key to shopping for homes with confidence.
But is it always the right move? Let’s break down the pros and cons of Home Loan pre-approval so you can make an informed decision while house hunting.
Mortgage Anxiety is Real
Let’s cut through the noise: buying your first home is a big deal. It’s one of the most significant financial decisions you’ll make in your life, if not the most.
Add to that the financial responsibility, decades-long time commitment, a fierce property market and emotional commitment to the process, it’s no wonder the median age of first-time homebuyers has risen significantly in recent years.
What Is Home Equity?
Equity is the difference between your property’s current-day value and the amount still owing on your home loan. You don’t need a Home Equity Calculator to figure it out either; If your home is valued at $800,000 and you have $600,000 owing on your home loan, your home’s equity is $200,000.
Mortgage Broker in Hillarys, WA – Expert Home Loan Solutions
Looking for a trusted mortgage broker in Hillarys? You’re in the right place. Strawberry Finance specialises in helping local clients secure the right home loan — whether you’re buying your first home, refinancing, investing, or are self-employed.
Drop-In National Home Prices! What does this mean for you?
In promising news for homebuyers, CoreLogic’s first Home Value Index for 2025 recorded a -0.1% drop in national home prices, marking their first decrease across Australia since February 2023.
How to Build and Manage a Diverse Property Portfolio
Building a successful property portfolio isn’t just about owning multiple properties—it’s about making smart, strategic decisions that help you grow long-term wealth while managing risk. Diversity and planning are essential whether you’re a first-time investor or expanding your existing portfolio.
The Relationship Between Inflation and Interest Rates
If you’ve had your finger on the pulse of the finance industry recently, you’ve probably heard frequently about rising inflation and interest rates. While investors and economists are fluent in finance lingo, these terms can confuse everyday Australians. To most of us, high inflation and interest rates simply mean our day-to-day living is becoming more expensive.
Balancing Home Loan Repayments and Cost of Living in Challenging times
Skyrocketing house prices nationwide, combined with a cash rate that has remained at a decade-long high since November, have contributed to widespread penny-pinching among mortgage-burdened Aussies.
The Four Stages of the Property Cycle
For property investors, understanding the property cycle has long been considered essential, acting as a guideline in helping identify the best times when to buy, hold, and sell, in anticipation of what comes next.