A split loan allows you to divide your home loan between fixed and variable rates to get the best of both worlds.

Why split your home loan into fixed and variable accounts?

Lock in some certainty: A split loan will give you peace of mind about any increases in interest rates as your interest rate and repayments will remain the same on your fixed loan for the full 1-5 year term.

Make extra repayments: Get ahead on your loan and make additional payments on the variable portion of the loan with no limit to how much you can pay.

Benefit from drops in interest rates: If interest rates do drop, the variable part of the loan will benefit from this. However, this also means if interest rates go up your repayments would increase.


Ready to chat?

© Copyright 2019 Strawberry Finance Pty. Ltd. All Rights reserved.